GUARANTEED INDEX PLAN
Index options link your returns to the values of the world's major indices, while guaranteeing the minimum of 105% of each investment after 5 years.
Provides 100% participation on the upside; subject to an annual cap.
PLAN FEATURES
PLAN BENEFITS
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Jersey trust participation.
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100% investment allocation; no initial sales charge.
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24/7 Web reporting and account access.
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105% minimum guaranteed investment after 5 years.
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Accumulated profit lock-in.
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Flexible investment additions.
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World's major indices included.
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Free switches between index options (1/yr).
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Liquidity options.
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Guaranteed wealth transfer.
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Guaranteed interest.
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Each investment is guaranteed to equal no less than 105% of the capital invested at the end of every 5 year period (reduced by redemptions and any redemption charges).
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Investment Options: investments can be allocated into one or more of the following index options:
— Nasdaq 100
— S&P 500®
— MSCI World
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Penalty-free liquidity options after year-1, and full liquidity after year-5.
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Seamless, hassle-free wealth transfer to beneficiaries with more expedient and affordable probate.
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Purchasing an investment plan within a safe jurisdiction can help diversify assets and protect wealth from currency fluctuations and other economic risk that may otherwise occur in resident country.
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Flexible ownership: individuals, companies, and trusts can qualify as investment plan owners.
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No upfront charges or interest rate adjustments. 100% of funds invested are allocated to chosen index options.
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HOW IT WORKS
Participate in the upside, with no downside.
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On a yearly basis, should the indices chosen go up, the account value (investments and accumulated profits from previous years) goes up, subject to the cap.
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Should the indices go down, the account value remains the same.
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Should indices rebound, investors have the option to participate in the recovery.
Investments maintained in the plan for a period of 5 years are guaranteed to equal no less than 105% of the original investment at the end of the 5 year period, reduced only by redemptions and redemption charges.
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Rates will automatically renew for successive 5-year periods at the current value of the investment as long as the investment remains in the plan.
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BROCHURE
Interest rates shown here are hypothetical and should not be used as an indicator of current or future rates.
INVESTMENT OPTIONS
The S&P 500® index is a service of Standard & Poor’s corporation, a financial advisory, securities rating, and publishing firm. The index tracks industrial, transportation, financial, and utility stocks of the 500 largest publicly traded US corporations. Most of the companies that are included in the index have their shares traded on the New York Stock Exchange (NYSE).
The Nasdaq 100 Index is a basket of the 100 largest, most actively traded U.S companies listed on the Nasdaq stock exchange. The Nasdaq 100 Index is composed of assets in various sectors, excluding financial services. A large portion of the index covers the technology sector.
The MSCI world index, is a broad global equity index that represents large and mid-cap equity performance across 23 developed markets countries. It covers approximately 85% of the free float-adjusted market capitalization in each country and MSCI world index does not offer exposure to emerging markets.