GUARANTEED UNIVERSAL INVESTMENT PLAN
An international investment plan offering long-term growth potential with strategies designed to protect and grow your investment.
PLAN FEATURES
PLAN BENEFITS
GUARANTEE YOUR HIGHEST ANNIVERSARY VALUE
Option to lock-in the highest anniversary value at the end of year-10 when it’s greater than the year-10 plan guarantee.
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Jersey trust participation.
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100% investment allocation; no initial sales charge.
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24/7 Web reporting and account access.
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Multiple investment choices.
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Free transfers between investment choices.
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Flexible investment additions.
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Liquidity options.
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Guaranteed wealth transfer.
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A minimum guaranteed return is provided at the end of 5 and 10 years.
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50% fund participation available:
​ — Asset Allocation Funds
— ETFs
— Index Funds
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Penalty-free liquidity options after year-1, and full liquidity after year-5.
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Seamless, hassle-free wealth transfer to beneficiaries with more expedient and affordable probate.
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Purchasing an investment plan within a safe jurisdiction can help diversify assets and protect wealth from currency fluctuations and other economic risk that may otherwise occur in resident country.
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Flexible ownership: individuals, companies, and trusts can qualify as investment plan owners.
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No upfront charges or interest rate adjustments. 100% of funds invested are allocated to chosen index options.
HOW IT WORKS
Structure your portfolio with 50% invested in a fixed rate account and 50% in funds.
Structure your portfolio with 50% invested in a fixed rate account and 50% in funds. we offer investors a diverse array of investment choices which include asset allocation portfolios, ETFs and Index Funds, and guaranteed fixed interest rate accounts from world-class investment advisors.
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Select the Capital Guarantee Option to help protect and potentially grow your investments. A minimum guaranteed return is provided at the end of 5 and 10 years. The Plan Value is guaranteed* to equal the greatest of:
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105% of first-year investments at the end of 5 years
120% of first-year investments at the end of 10 years
The then current Plan Value
Interest rates shown here are hypothetical and should not be used as an indicator of current or future rates.
BROCHURE